Karma Rinpoche
Once, a disciple asked me if she could give up Buddhism. She said that ever since she took refuge and believed in Buddhism, many things had gone wrong for her. I replied, "Yes, you can." She then asked, "Can I return my refuge certificate to you?" I said, "No need, just burn it. Bow three times before the Buddhas and Bodhisattvas, thank them for their past help, tell them that you no longer wish to be a Buddhist. After that, burn the certificate. I hope that you continue to be a Buddhist, but if you don’t want to, then you should do as I said.”
She burned her refuge certificate and stopped being a Buddhist. Half a year later, her husband was diagnosed with cancer. Within a year, her father-in-law, mother-in-law, and her own father also got cancer—four family members in total. While she was overwhelmed by all this, she discovered she had ovarian cancer herself. She came looking for me and asked, "Can I become a Buddhist again?" I asked, "Why do you want to come back now?" She then told me everything that had happened.
I said, "The misfortunes you encountered after taking refuge were all minor issues. It was the Buddhas and Bodhisattvas protecting you, preventing these problems from becoming major obstacles. Although your accumulation of merits is still insufficient, the misfortunes you should go through have already been reduced. But you didn’t want it—you threw away that protective umbrella of the Triple Gems. It’s not that the Buddhas and Bodhisattvas did not protect you, instead you were the one who abandoned them. Now that greater difficulties have struck, you come seeking their help again. Of course, the Buddhas and Bodhisattvas are still kind and compassionate, but why didn’t you cherish your faith when things were better?"
Many people are like this. Why must disaster strike before they develop faith in their own religion? Why can’t they appreciate their blessings while life is still relatively peaceful?
Padmasambhava said in “The Great Liberation Through Hearing in the Bardo”: "When karma ripens, it is like a raging river—you cannot force it to reverse its course." So, we cannot expect that all our sufferings vanish just because we practice Dharma. But we can lessen the suffering, slow down the torrent of karma, and at least preserve half our life rather than lose everything completely. Many of my disciples were diagnosed with cancer and told that they would die by doctors from major hospitals years ago, yet they are still alive and well today. They say, "Thank you Guru!" I tell them, "Don’t thank me. Thank the Buddhas and Bodhisattvas, and thank yourselves for purifying your karma through sincere faith."
However, karma takes time to ripen. Don’t assume that reciting a few Sutras today or taking refuge for a year or two will completely purify all your karma—that’s impossible. But it is possible for many obstacles to quietly fade away without you even noticing. As for whether good fortune will increase, that depends on whether you’ve planted the seeds of virtues.
Through continuous practice, even if we don’t perceive obvious changes, misfortunes are quietly going away, and blessings or merits are gradually accumulated. Just like how when we eat three meals a day, we grow up steadily without noticing our bodies changing.
Modern people live in a highly competitive environment where speed is prioritized. They believe that if they put in effort, they should see results quickly, so they expect the same from spiritual practice, hoping to see immediate good fortune. But think about it, even planting a seed takes time before it bears fruit. You can’t just sow it today and harvest tomorrow.
From my observation, whether doing virtue or non-virtue, it takes about 25 years, or roughly two cycles of 12 years, for the karmic results to become clearly visible. Among the people I’ve known, after around 25 years, most evildoers have met with misfortune, while those who sincerely continued doing virtue see their blessings manifest.
The purification of obstacles and the accumulation of merits work differently. It’s somewhat like clearing land versus planting seeds. Many disciples ask, "I’ve been purifying for so long, so why haven’t my good fortune happened?" This is like asking, "I’ve cleared the land many times, so why haven’t the crops grown?" Even the most fertile soil won’t yield a harvest if no seeds are planted. Of course, keeping the land free of weeds is good, but to reap good results, you must sow the seeds of merits.
The way we plant the seeds of good fortune is by accumulating merit—making offerings to the Buddhas and Bodhisattvas and practicing generosity toward the six realms of sentient beings. Most importantly, after performing virtuous deeds, we must dedicate the merit to all beings and entrust it to the Buddhas and Bodhisattvas. Then, when we need it, we can draw upon it.